Marcie bought a car for $32,000, put $5,000 down, and is making monthly payments at 3.8% compounded semi-annually for five years. What is the amount of Marcie’s monthly payment? How

Marcie bought a car for $32,000, put $5,000 down, and is making monthly payments at 3.8% compounded semi-annually for five years. What is the amount of Marcie’s monthly payment? How much interest will Marcie pay overall?